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Insurance

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We do offer insurance policies to our customers. Drayton Insurance is our insurer. The $500,000 and $1,000,000 Premises Liability policies cover "trip & fall" instances and other general liability issues. In other words, if a customer or visitor to your locations were to slip on wet grass, standing water, or fall or injure themselves by other means then this policy would cover such claims. The cost for a $500,000 Premise Liability policy is $160.00 per month. The $1,000,000 Premise Liability policy is $210.00 per month.

All other coverage (i.e. fire protection, wind or natural disasters) are covered by casualty insurance policies which we DO NOT offer.

The $1,000,000 Product Liability insurance policy covers situations where a customer or bystander is injured with one of our products. Damage to the product from natural causes (i.e., fire and water damage) is not covered by this policy. Product Liability insurance protects you from the liability once the product is in the hands of the customer. Wholesale customers are charged 2% of your total purchases for the year for this Product Liability insurance policy.

If you have any questions about the insurance policies we carry or would like to purchase any of these policies feel free to contact, Nicole Werner at 1-800-800-2264 or new_nci@sbcglobal.net.